

Joel Tchafack
The Caregiver's Financial Code
Available now
It was around 3:30 in the morning. Dr. Joel Tchafack was working two pharmacy jobs, racing home from a weekend shift, and he had fallen asleep at the wheel. An alarm jolted him awake. On a dark highway, one question would not let go: If I had not woken up, what would my wife have had?
You spend your days caring for patients. But a good income, a benefits packet, and health insurance are not the same as a plan.
In The Caregiver's Financial Code, you'll learn:
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why health insurance alone is not a full financial safety net
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how inflation and a serious diagnosis can strain a household budget
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what each money "bucket" does well, and what it doesn't
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how living benefits, beneficiaries, and estate documents fit together
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a simple, repeatable financial checkup for your own household
Dr. Joel Tchafack, PharmD, a pharmacist and licensed insurance agent married to a nurse, learned these lessons the hard way. No hype. No promises. Just clear education.
You take care of people for a living. Now give your own household the same care.
For educational purposes only. Not financial, tax, legal, or insurance advice. The author is a licensed insurance agent and may earn commissions on insurance products.
